Bond Ladders vs. Bond Funds and a Christmas Present

Happy Holidays everyone,

My previous post on how to build a TIPS ladder for retirement income generated a lengthy and detailed discussion in the comments section about the relative merits of:

bond ladders
bond funds
dividend stocks
SPIAs

It's worth a look!

Also, I have a special Christmas present for all of the "retirement geeks" reading this message:

Nobel-laureate William Sharpe (whose name came up several times in the comments of that last post) recently began a blog of his own about retirement income and software he is developing called RetirementIncomeScenarios.